A personal referral.
An honest conversation.

I’ve been an insurance agent since I was 22, but I’ve been around insurance since I was 16. Friends and family who owned agencies in Virginia Beach and Norfolk introduced me to the business years before I made it my career.

I proudly served my country as an Infantryman. Today, I’m proud to work with Kory and Lindsey Rykman at the Kory Rykman Allstate agency.

Outside of work, my wife is finishing her nursing degree and expects to graduate in May 2027. Our family also includes a three-legged cat named Sir Nigel Blueberry and a puppy named Charlie Yellow the Oaf. Charlie came home with us the day before my birthday and, as of September 2026, is 12 weeks old.

I created Refer to Don first and foremost as a direct referral site. I also created it because I’ve heard more than once that I sounded like AI, or that someone was not sure I was a real person. I wanted you to have a place to see who I am before we ever talk.

I’m a husband, a veteran, a pet owner, and an insurance shopper just like the people I help. That perspective shapes how I work.